A home budget that makes sense to me

For years I’ve tried to keep a home budget, but it never seems to work. I end up spending more than I budgeted in some categories, less in others, and I don’t keep good track of what I’ve spent. When our Cool Tools podcast guest Lillian Karabaic recommended something called You Need a Budget (YNAB) a couple of months ago, I decided to give it a try. I’m glad I did. YNAB’s websites and mobile apps are excellent, as are the podcasts, videos, blog posts, and mailing lists they produce. It took me a while to wrap my head around the YNAB method, but now that I get it, I’m a true believer. For the first time in my adult life, I feel in control of my finances. — MF