Best exchange rates

It’s been true for a while, but some travellers don’t realize that the best currency exchange rates you’ll get will be at a local ATM, even with a fee. It is also by far the most convenient way to change money. I’ve gotten local currency from my debit card in every country I have visited (though not every local ATM will accept foreign cards — look for American credit card logos on the machine as a sign that it will.) I raised the limit on the ATM card to its max since this is my only source of currency. — KK