You should die broke
To maximize your life enjoyment, you should die with no money left over. Spend your money while you can get the most experiences from it, not when you are old. Give away what you are going to give away (to kids or charity) while you can enjoy and direct it, and when it makes the most difference to the receiver. That’s the well-reasoned, persuasive argument of this book, Die with Zero. (The message is similar to Die Broke, a book that I have recommended in the past, but Die with Zero is much better in its explanation, and practical advice on how to balance your account to zero.) Everyone should consider this positively affirming strategy. It’s been life-changing for me. — KK